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Terms and conditions 

Kora Insights Terms of Use

These Terms of Use, together with Kora Insight’s [Privacy Policy]1, set forth the terms and

conditions (“Terms”) that apply to your access and use of the Kora Insights website, located at

www.korainsights.com, and any related websites, applications, tools, or platforms, as well

through any other means where a link or reference to these Terms of Use are provided (together, the “Site”). “Kora Insights” includes Kora Insights and its officers, directors, employees, consultants, affiliates, subsidiaries, and agents. The Kora Insights services may include, but are not limited to, assistance with (i) messaging and collateral, (ii) business development, strategy

and data analysis, (iii) program improvement and development, (iv) event and conference

support, (v) network design, governance and management, and (vi) pitch deck creation, evaluation, and improvement (collectively, the “Services”).

 

By using or accessing the Site you agree to these Terms, as updated from time to time in

accordance with Section 8 below. Because Kora Insights provides a wide range of services, we

may at times ask you to review and accept supplemental terms that apply to your interaction with

a specific product or service. These Terms state that any disputes between you and Kora

Insights must be resolved in small claims court.

 

1. Access. To use the Site, you must (i) be at least eighteen (18) years of age; (ii)

have not previously been suspended or removed from the Site or Services; and (iii) use the Site

in compliance with any and all applicable laws and regulations.

 

2. Prohibited Conduct. You agree not to:

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A. Use the Site for any illegal purpose, or in violation of any local, state, national, or

international law;

B. Violate or encourage others to violate the rights of Kora Insights or any third

parties, including intellectual property rights;

C. Post, upload, or distribute any content that is unlawful, defamatory, libelous, inaccurate, or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, hateful, or otherwise

inappropriate;

D. Interfere in any way with security-related features of the Site;

E. Interfere with the operation or any user’s enjoyment of the Site, including by

uploading or otherwise disseminating viruses, adware, spyware, worms, or other

malicious code, making unsolicited offers or advertisements to other users, or

attempting to collect

F. Access, monitor, or copy any content or information of the Site using any robot, spider, scraper, or other automated means or any manual process for any purpose

without Kora Insights’ express written permission;

G. Perform any fraudulent activity, including impersonating any person or entity, claiming false affiliations, or falsifying your identity or any information about

you, including age or date of birth; or

H. Sell or otherwise transfer the access granted herein.

 

2. Electronic Communications, Alerts, Notifications. As part of the Site or

Services, you may receive notifications, alerts, emails, or other types of electronic

communications regarding the Site or Services. You acknowledge and agree that you may

receive communications from us electronically, such as via e-mail or through notices and

messages on our Site. You agree that all agreements, notices, disclosures, and other

communications that we provide to you electronically satisfy any legal requirement that such

communications be in writing. Additionally, we may use third party vendors, such as LinkedIn, to communicate with you, which have their own terms of use. We recommend that you review

such terms.

 

3. Third Party Content. The Site may contain links to third party websites and

services, such as LinkedIn. Kora Insights provides such links as a convenience, and does not

control or endorse these websites and services. You acknowledge and agree that Kora Insights

has not reviewed the content, advertising, products, services, or other materials that appear on

such third party websites or services, and is not responsible for the legality, accuracy, or

appropriateness of any such content. Kora Insights shall not be responsible or liable, directly or

indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use

of any such third party websites or services.

 

4. Intellectual Property. You acknowledge and agree that you relinquish all

ownership rights in any ideas or suggestions that you submit to Kora Insights through this Site. This Site is protected by applicable copyright and other intellectual property laws, and no

materials from the Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without our express permission. All trademarks and service marks on

the Site belong to Kora Insights, except third-party trademarks or service marks, which are the

property of their respective owners.

 

5. Service Information and Reliance on Information Posted. The information

presented on or through the Site is made available solely for general information purposes. We

make every effort to present the most recent, accurate, and reliable information on the Site at all

times. However, occasionally there may be information on the Site that contains typographical

errors, inaccuracies, or omissions that may relate to service descriptions and availability. We do

not warrant the accuracy, completeness, or usefulness of this information and Kora Insights is

not responsible for errors regarding descriptions, availability, or any other matter. Any reliance

​you place on such information is strictly at your own risk. We disclaim all liability and 

responsibility arising from any reliance placed on such information by you or any other visitor to

the Site, or by anyone who may be informed of any of the Site’s contents.

 

6. Indemnification. You agree that you will be personally responsible for your use

of the Site and/or Services, and you agree to defend, indemnify, and hold harmless Kora Insights

from and against any and all claims, liabilities, damages, losses, and expenses (including

attorneys’ and accounting fees and costs), arising out of or in any way connected with (i) your

access to, use of, or alleged use of the Site and/or Services; (ii) your violation of the Terms or

any applicable law or regulation; (iii) your violation of any third party right, including without

limitation any intellectual property right, publicity, confidentiality, property, or privacy right; or

(iv) any disputes or issues between you and any third party. Kora Insights reserves the right, at

our own expense, to assume the exclusive defense and control of any matter otherwise subject to

indemnification by you, and in such case, you agree to cooperate with our defense of such claim.

 

7. Termination. If you violate these Terms, your permission to use the Site and

Services will automatically terminate. In addition, Kora Insights, in its sole discretion, may

suspend or terminate some or all of your access to the Site or Services at any time, with or

without notice to you.

 

8. Modification of the Terms. Kora Insights reserves the right at any time to

modify these Terms and to impose new or additional terms or conditions on your use of the Site

and/or Services. Such modifications and additional terms and conditions will be effective

immediately upon notice and incorporated into these Terms. We will make reasonable efforts to

notify you of any material changes to the Terms, including, but not limited to, by posting a notice

to our website or by sending an email to any address you may have provided to us. Your

continued use of the Site or Services following notice will be deemed acceptance of any

modifications to the Terms.

 

9. Limitation of Liability. In no event will Kora Insights be liable to you for any

incidental, special, consequential, direct, indirect, or punitive damages, whether based on

warranty, contract, tort (including negligence), statute, or any other legal theory, whether or not

Kora Insights has been informed of the possibility of such damage. Some jurisdictions do not

allow the disclaimer of warranties or limitation of liability

 

10. Governing Law. These Terms are governed by the laws of the United States and the State , without regard to conflict of law principles. Subject to Section 12, which provides that disputes are to be resolved through small claims court, to the extent that any lawsuit or court proceeding is permitted hereunder, you and Kora Insights agree to submit to the exclusive personal jurisdiction of the state courts and federal courts located, for the purpose of litigating any such disputes. 

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11. Geographic Restrictions. We provide the Site and Services for use only by persons located in the United States. We make no claims that the Site or Services are accessible or appropriate outside of the United States. Access to the Site or Services may not be legal by certain persons or in certain countries. If you access the Site or Services from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. 

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12. Dispute Resolution by Small Claims Court. In the interest of resolving disputes between you and Kora Insights in the most expedient and cost effective manner, you and Kora Insights agree to resolve disputes related to these Terms through small claims court instead of in courts of general jurisdiction. Any litigation under these Terms will take place on an individual basis; class actions are not permitted. Any relief awarded cannot affect other users. 

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13. Modification of the Site. Kora Insights reserves the right to modify or discontinue, temporarily or permanently, some or all of the Site at any time without any notice or further obligation to you. You agree that Kora Insights will not be liable to you or to any third party for any modification, suspension, or discontinuance of any of the Site. 

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14. General. 

    A. Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire and exclusive understanding and agreement between you and Kora Insights regarding your use of and access to the Site and Services, and except as expressly permitted above may only be amended by a written agreement signed by authorized representatives of the parties. 

   B. No Waiver. The failure to require performance of any provision shall not affect our right to require performance at any time thereafter, nor shall a waiver of any breach or default of the Terms constitute a waiver of any subsequent breach or default or a waiver of the provision itself. 

   C. Paragraph Headers. Use of paragraph headers in the Terms is for convenience only and shall not have any impact on the interpretation of particular provisions. 

   D. Severability. In the event that any part of the Terms is held to be invalid or unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remaining parts will remain in full force and effect. 

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15. Notice to California Residents. Under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the service or to receive further information regarding use of the service.

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